Terms of Use

Last updated: January 1, 2025

Welcome. These Terms of Use ("Terms") govern your access to and use of this website and its mortgage calculator tools (the "Site"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Financial disclaimer. This calculator provides estimates for informational and educational purposes only. It is not financial, lending, tax, or legal advice, and it is not a loan offer, pre-approval, or commitment to lend. Results are based on the assumptions you enter and simplified formulas; actual loan terms, interest rates, taxes, insurance, PMI, fees, and payments will vary. Always consult a licensed mortgage professional, lender, or financial advisor before making decisions.

1. Use of the Site

You may use the Site for your own personal, non-commercial purposes. You agree not to misuse the Site, interfere with its operation, attempt to gain unauthorized access, or use it in violation of any applicable law.

2. No Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, merchantability, or fitness for a particular purpose. We do not warrant that calculations are error-free or that the Site will be uninterrupted or secure.

3. Limitation of Liability

To the fullest extent permitted by law, we and our affiliates will not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or inability to use, the Site or its calculations, even if advised of the possibility of such damages.

4. Third-Party Links and Advertising

The Site may contain advertisements and links to third-party sites, including affiliate links. We are not responsible for the content, products, services, or privacy practices of third parties. Your dealings with them are solely between you and the third party.

5. Intellectual Property

All content, design, and code on the Site are owned by us or our licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute the Site's content without permission, except as allowed by these Terms.

6. Changes to the Site and Terms

We may modify or discontinue the Site at any time without notice. We may also revise these Terms; continued use after changes constitutes acceptance of the revised Terms.

7. Governing Law

These Terms are governed by the laws of the jurisdiction in which the Site operator is established, without regard to conflict-of-laws principles.

8. Contact

Questions about these Terms? Reach us via our Contact page.

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