Privacy Policy

Last updated: January 1, 2025

This Privacy Policy explains how this website ("we", "us", or "our") collects, uses, and discloses information when you use our free mortgage calculator and related pages (the "Site"). By using the Site, you agree to the practices described below.

1. Information We Collect

We aim to collect as little personal information as possible.

Calculator inputs: Values you enter (home price, rate, down payment, etc.) are processed entirely in your browser. They are stored locally on your device (via your browser's localStorage) so we can remember your last calculation. They are not transmitted to our servers.
Email address (optional): If you choose to use the "Save your calculation" feature, you may submit your email address. It is sent to our form provider and used only to deliver the requested checklist and related material.
Usage and device data: Like most websites, we and our partners may automatically collect information such as IP address, browser type, pages visited, and referring URLs through cookies and similar technologies.

2. Cookies and Similar Technologies

We use cookies and similar technologies to operate the Site, remember preferences, understand traffic, and serve advertising. You can control or delete cookies through your browser settings; doing so may affect site functionality.

3. Advertising and Third-Party Vendors

Google AdSense. We use Google AdSense to display advertisements. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this Site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings, or opt out of third-party vendor cookies at www.aboutads.info.

For more information about how Google uses data when you use our partners' sites or apps, see Google's Privacy & Terms.

4. Affiliate Links

Some links on the Site (for example, "Get pre-approved" or "Compare rates") may be affiliate links. If you click them and take an action, we may earn a commission at no additional cost to you. This does not influence the calculator's results.

5. How We Use Information

We use the information we collect to operate and improve the Site, deliver requested content, display relevant advertising, and comply with legal obligations.

6. Your Rights and Choices

Depending on your location, you may have rights to access, correct, or delete your personal information, or to opt out of certain data uses (including under the GDPR and CCPA/CPRA). To exercise these rights, contact us using the details on our Contact page. You can clear locally stored calculator data at any time by clearing your browser storage.

7. Children's Privacy

The Site is not directed to children under 13, and we do not knowingly collect personal information from them.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes are effective when posted on this page with a revised "Last updated" date.

9. Contact

Questions about this policy? Reach us via our Contact page.

Back to the Calculator